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DSCR

PRODUCTS

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HIGHLIGHTS

  • No Ratio to 75% LTV
  • Up to 80% LTV
  • Gift funds allowed!
  • Accessory Unit Rental income OK!
  • Escrows not required on DSCR!
  • Interest Only available
  • Min 620 FICO
  • Cash-Out can be applied to meet entire reserve requirement!
  • First Time Investor allowed to 80% LTV
  • Interest Only allows ITIA to qualify for DSCR on purchases & refis
  • Down to 6 months reserves
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DSCR PREMIER

PRODUCTS

DSCR Premier Header

HIGHLIGHTS

  • No prepays
  • Interest Only allows ITIA to qualify for DSCR on purchases & refis
  • Loan Amounts to $2 million
  • Gift funds allowed!
  • Escrows not required on DSCR!
  • Accessory Unit Rental income OK!
  • 12 months reserves max
  • Cash in hand can be applied to meet entire reserve requirement!
  • Borrower only needs to document the 12-month ownership of 1 rental property in the last 3-year period
  • Interest Only available
  • Min 1.00% DSCR
  • Min 700 FICO