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4 **7/4/18 – HOLIDAY – Office Closed – non/valid business day/ waiting period or recession day**

23 7/23/18 Last day Disclose/receive a CD on refi’s-estimated signing date will be 7/26/18

24 7/24/18 Last day to Disclose/receive a CD on Purchase’s- estimated signing/closing date will be 7/27/18 *DRY*

26 7/26/18 Last day to sign owner occupied refinances

27 7/27/18 Last day to Disclose/receive a CD on Purchase’s- estimated signing date will be 7/31/18 *Wet* 7/27/18 Need all docs back in the office

31 7/31/18 Last day to fund

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