VA

PRODUCTS

HIGHLIGHTS

580 Minimum FICO
Cash-Out Refi to $1 Million
Refer/Eligible Manual UW OK
W2 & Paystub Only
No DTI cap with AUS
IRRRLs: No AVM / No Appraisal
IRRRLs: 2nd Home / Non-Owner OK
Manufactured Homes OK

PRODUCTS

Standard Balance
30/25yr Fixed
15yr Fixed
5/1 ARM

High Balance
30/25yr Fixed
15yr Fixed
5/1 ARM

MATRIX

VA IRRRL Matrix

AGENCY GUIDELINES

VA Guidelines
VA Circulars
VA Handbook
VA Approved Condo
VA Approved Builders
VA Military Pay Tables
VA Appraisal Fee Schedules

FORMS

VA Appraisal Order Form

VA Cert Natural Disaster

26-0503 Federal Collection Policy

26-0551 Debt Questionnaire

26-1802a VA Addendum to URLA

26-1802a VA Addendum Guide

26-1880 Request for Certificate of Eligibility

26-8261 Request for Cert of Veteran Status

26-8937 Verification of VA Benefits

Nearest Living Relative

VA Authorized Agent Sponsorship Form

VA Child Care Statement

Veterans Statement and Lender Certification

CUSTOM FLYER

APPRAISAL