The stock market is making a mild comeback this morning after the worst performing day of the year yesterday. Rates are also slightly higher this morning from the lows of the year yesterday. In response to the market movement, today’s rates have moved down to offer more lower rates. The 30 year Fannie and Freddie goes as low as 3.25%, and the 30 Year FHA and VA conforming loans go down to 2.99%. 2.99%!!!