Please complete these two forms, so we can create your logins. Once this is completed, you will be able to start submitting.

If your company wishes to become a Nations Direct Mortgage approved broker partner, we welcome you to complete our application by clicking on the button below. Thank you for considering Nations Direct Mortgage.

Approval Requirements

Brokers wishing to do business with Nations Direct Mortgage will be asked to complete the steps below:

  • A newly completed broker application (with Comergence)
  • Execution of Nations Direct Mortgage broker agreement
  • Disclosure of Company Formation
  • Business required to have a minimum of 3 years in business
  • Prior Non-HUD approved brokers will be required to have been in business for 5 years
  • If contract processor is used, the processor(s) must be properly licensed
  • Where does the broker operate their business from? Commercial or Residential Location?
  • Quality Control Plan (Agency Compliant). The Plan must include at a minimum:
      • Process for insuring only properly licensed Loan Originators are accepting loan applications
      • Procedure for re-verifying documentation received from loan applicants
      • Process for insuring all applicable state/federal disclosures are provided to loan applicants
      • Procedure for insuring that all loan applicants are treated fairly
      • Process to insure all applications are dispositioned promptly and that files are retained according to federal or state requirements
      • Procedures for complying with all federal and state laws applicable to the broker
      • Process for auditing all loan files to ensure compliance with the Quality Control Plan

Nations Direct Mortgage will require all principal officers, owners, and /or partners to have an acceptable business credit profile. In the case of corporations, the entity must have a satisfactory corporate report. Any and all civil judgments, state/national level sanctions, or other legal engagement items will be reviewed on a case by case basis and will require complete disclosure and explanation. For any questions regarding this document or our recertification process please contact your account executive at (866) 762-3940

Recertification Requirements

In addition to the documentation listed on page 1 of this announcement, the following is also required. This documentation should be loaded into our broker sign up and approval portal provided by Comergence.


  • Short form Renewal Application
  • Update any change of ownership
  • Updated Quality Control Plan (Agency Compliant, see Approval Requirements for details).
  • Detailed Loan Officer/Processor listing with NMLS #’s, email address, phone number
  • Resumes of all Principals and owners of company (if any changes)