Bank Statements

A loan for self-employed borrowers who qualify utilizing cash flow analysis

FICOs starting at 660

Purchase Money & Rate/Term Refi to 90% LTV

Loan Amounts to $3 Million

Highlights

  • Cash Out to 80% LTV
  • Declining Markets Allowed
  • First Time Homebuyer (FTHB) Allowed
  • 80% LTV Condos & 2-4 Units
  • Qualify w/ 12 Months Bank Statements: Personal, Commingled, Business
  • Min 25% of Business Ownership
  • 30 Year Fixed
  • 30 & 40 Year Fixed Interest Only
  • Cash Out for Reserves Allowed
  • 1x30x12 Allowed

NonQM Bank Statement Income Calculator