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Highlights

  • 550 Minimum FICO
  • 100% LTV Cash Out Min FICO 620
  • Refer/Eligible Manual UW OK
  • Self-Employed Borrowers OK
  • W2 & Paystub Only
  • No DTI cap with AUS
  • IRRRLs: No AVM / No Appraisal
  • IRRRLs: 2nd Home / Non-Owner OK
  • Manufactured Homes OK

Products

Standard Balance
30/25yr Fixed
15yr Fixed

High Balance
30/25yr Fixed
15yr Fixed

Resources

*Contact your AE for custom White Label flyers.

Matrix

VA Standard Matrix

VA Cash-out > 90 Matrix

Appraisal

Forms

VA Appraisal Order Form

VA Cert Natural Disaster

26-0503 Federal Collection Policy

26-0551 Debt Questionnaire

26-1802a VA Addendum to URLA

26-1802a VA Addendum Guide

26-1880 Request for Certificate of Eligibility

26-8261 Request for Cert of Veteran Status

26-8937 Verification of VA Benefits

Nearest Living Relative

VA Authorized Agent Sponsorship Form

VA Child Care Statement

VA Net Tangible Benefit Form

Veterans Statement and Lender Certification

VA Refinance Data Entry Requirements (Non-IRRRL)

Highlights

  • Min fico 550
  • No Income
  • No Assets
  • No Appraisal / No AVM
  • 1-4 Units
  • We will order your COE

Resources

*Contact your AE for custom White Label flyers.

Matrix