Conventional | Premier Conventional – Nations Direct Mortgage

Conventional

A Conforming Loan

FICOs starting at 620

W-2 & Paystub Only Allowed

Self-Employed Borrowers Allowed

Highlights

1 Yr tax returns self-employed w/ AUS OK
97% LTV w/ 620 FICO
High Balance to 95% LTV w/ 620 FICO
Up to 10 Financed properties
Manufactured Homes
100% Gift Funds OK
85% LTV on N/O/O purchases
Appraisal | PIW | Drive by Appraisals OK
DACA / Dreamers | 97% LTV Min FICO 620

Products

Standard Balance
30yr Fixed
20yr Fixed
15yr Fixed
10yr Fixed
30yr Fixed LPMI

High Balance
30yr Fixed
20yr Fixed
15yr Fixed
10yr Fixed
30yr Fixed LPMI

Resources

Click Here for Custom White Label Flyers

Matrix

Fannie Mae Matrix

Freddie Mac Matrix

HomeOne Matrix

Home Ready Matrix

Home Possible Matrix

HomeReady VLIP Matrix

Fannie Mae Refi Now

Freddie Mac Program RefiPossible

Home Possible VLIP Matrix

Forms

Conventional Full Condo Review Questionnaire

Conventional Limited Condo Review Questionnaire

Agency Resources

Freddie Mac Guidelines
Fannie Mae Guidelines

Freddie DPA One
Freddie Mac Home Possible Income and Property Eligibility Tool
FNMA Loan Lookup
FNMA Condo Project Standards Information
FHLMC Loan Lookup

Buydown Calculator

Buydown Calculator Job Aid for Brokers