Conventional

A Conforming Loan

FICOs starting at 620

W-2 & Paystub Only Allowed

Self-Employed Borrowers Allowed

Highlights

  • 1 Yr tax returns self-employed w/ AUS OK
  • 97% LTV w/ 620 FICO
  • High Balance to 95% LTV w/ 620 FICO
  • Up to 10 Financed properties
  • Manufactured Homes
  • 100% Gift Funds OK
  • 85% LTV on N/O/O purchases
  • Appraisal | PIW | Drive by Appraisals OK
  • DACA / Dreamers | 97% LTV Min FICO 620

Products

Standard Balance
30yr Fixed
20yr Fixed
15yr Fixed
10yr Fixed
30yr Fixed LPMI

30yr ARM – 5/6, 7/6, & 10/6

High Balance
30yr Fixed
20yr Fixed
15yr Fixed
10yr Fixed
30yr Fixed LPMI

30yr ARM – 5/6, 7/6, & 10/6

Resources

Click Here for Custom White Label Flyers

Matrix

Fannie mae matrix thumb

Fannie Mae Matrix

Freddie matrix thumb

Freddie Mac Matrix

HomeOne matrix thumb

HomeOne Matrix

Home Ready Matrix Thumb

Home Ready Matrix

HomePossible matrix thumb

Home Possible Matrix

HomeReady-VLIP-Thumb

HomeReady VLIP Matrix

Fannie Mae Refi Now Matrix thumb

Fannie Mae Refi Now

Freddie Mac Program Possible Matrix thumb

Freddie Mac Program RefiPossible

HomeReady-VLIP-Thumb

Home Possible VLIP Matrix

Forms

Conventional Full Condo Review Questionnaire

Conventional Limited Condo Review Questionnaire

Agency Resources

Freddie Mac Guidelines
Fannie Mae Guidelines

Freddie DPA One
Freddie Mac Home Possible Income and Property Eligibility Tool
FNMA Loan Lookup
FNMA Condo Project Standards Information
FHLMC Loan Lookup

Buydown Calculator

Buydown Calculator Job Aid for Brokers